Can I drive uninsured car with no MOT to the scrapyard
Can I drive uninsured car to scrapyard?
Your car can be scrapped without a car insurance policy. Tow trucks or recovery vehicles are used by most scrap dealers to tow or transport your vehicle to their breaker’s yard. Vehicles collected by these dealers will be covered by their own insurance.
As long as your car has a current SORN, it can still be picked up and taken to be scrapped or salvaged. Even if your car is not roadworthy, as long as it can be towed or lifted onto a recovery truck, the scrap dealer will take it away.
The only time you might need insurance is if you want to sell any scrap cars you own for scrap yourself and arrange your own transportation to the scrap yard. In this case, you would need third-party insurance to cover any damage that might occur during transport.
Ultimately, whether or not you need insurance to scrap your car depends on who you use to remove it from your property. If you use a professional service, they will likely have their own insurance that will cover the transaction. However, if you choose to do it yourself, you may need to purchase third-party insurance to protect yourself in case of any accidents.
How to scrap your car
Below is a quick summary of how to scrap your car
- Look online for a scrap car companies
- Enter Your car reg into the Scrap car Quote form & get a few quotes so you can find who is offering you the best scrap value
- Accept the best quote & arrange a free scrap car collection
- Provide the scrap car dealer with id. see what kind of photo ID you need to scrap a car
- Get a receipt from the scrap car dealer
- Give them the V5 registration document retaining section 9. Complete section 9 of the V5C document (or section 4 on V5Cs issued after April 2019) and send it to the DVLA
- Contact your insurance company who will cancel the policy and provide you with a refund for any months of unused insurance
- You will receive a certificate of destruction within 7 days
Why do Cars Need to be Insured?
Cars need to be insured for a number of reasons. First, it is a legal requirement. Secondly, it protects the driver as well as the medical costs and repair bills for anyone else who could potentially be involved in an accident. If a car is not in use (say, it’s not functioning or simply isn’t being driven for long periods of time) then it can be registered with a SORN (Statutory Off Road Notification). This is a way of informing the DVLA that the car isn’t insured because it’s not being used and means you don’t need to pay for insurance that you’re not using. Finally, cars need to be insured because it is a requirement of most finance companies. So, if you are buying a car on finance, you will almost certainly be required to take out insurance.
Can I Take my Car to be Scrapped Without Insurance?
Most people are aware that they need insurance to drive on public roads. However, few people know that you also need insurance to scrap your car. If you’re planning on driving your car to the scrap yard yourself, then you’ll need to be insured. Fortunately, an insurance company will offer temporary insurance policies that will cover you for the duration of your journey. Many of these policies can be obtained for 24 hours or even just one hour, so you shouldn’t have any trouble finding a policy that meets your needs. However, it’s important to remember that driving without insurance is illegal, so make sure you’re properly protected before hitting the road.
What Happens to my Car Insurance When I Scrap my Car?
You will need to cancel your insurance when you scrap your car. You should receive a refund for any full months left on your comprehensive policy. If you have third party coverage, you will not be eligible for a refund. Depending on whether your vehicle has valid insurance when you scrap it, you may be entitled to a refund for any unused insurance months. It is your responsibility to notify your insurer that you are no longer the owner of the vehicle, regardless of whether you are due a refund. Additionally, you will need to provide the date of disposal and the mileage at the time of scrapping. You could be taken to court if you do not pay for cover that you no longer have if you do not notify your insurer. Therefore, it is important to cancel your insurance policy when scrapping your car to avoid further payments or complications.
What happens if I’m caught driving without valid Insurance?
If you are caught driving without a valid insurance policy in place, you will face a number of consequences. The most immediate consequence is that you will be issued a fine and 6-8 penalty points. This will significantly increase your insurance premiums, and may make it difficult or even impossible to find an insurer who is willing to provide coverage. In addition, your license may be suspended or revoked, and you may even be subject to criminal charges. As such, it is always advisable to make sure that you have a valid insurance policy in place before getting behind the wheel.
Can I Scrap my Car Without MOT?
Your car can be scrapped without a valid mot certificate. Tow trucks or recovery vehicles are used by most scrap dealers to tow or transport your vehicle to their scrap yards. Vehicles collected by these dealers will be covered by their own MOT certificate. As long as your car has a current SORN, it can still be picked up and taken to be scrapped or salvaged. Even if your car is not roadworthy, as long as it can be towed or lifted onto a recovery truck, the scrap dealer will take it away to an authorised treatment facility.
Can I drive my car to the scrap yard without MOT?
Most definitely not. If your car doesn’t have a valid MOT, you can’t drive it anywhere. It’s that simple. There are only a few exceptions to this rule, and scrapping your car is not one of them. By wanting to scrap your car, you could open yourself up to a particular risk, since there’s a good chance that it’s particularly unsafe to drive if it’s being scrapped.
Exceptions to this rule include:
If you’re taking it to an authorised testing station for a pre booked MOT test, such as a re-take.
If you’re taking it to a garage for repairs. Again, this has to be a pre-arranged appointment, so that your garage will be able to confirm it.
There are still strict conditions in these circumstances as well. It is still necessary for the car to be roadworthy, and you should not drive it further than is necessary eg only to a pre arranged MOT test. In summary, no, you cannot drive to scrap your car without an MOT.
Have i still got MOT if I took my MOT test early and it failed?
If you have an MOT that was originally valid between January 2021 and January 2022, but you choose to take your MOT test in November 2021 and you have an mot fail, the new findings automatically override your old certificate. This means you have no mot on the car. When you know your car has failed an MOT test, taking it out for any other reason than a re-test involves a risk – and as far as the law is concerned, it’s an unacceptable one. If you are caught driving a car without a valid MOT, you could be fined up to £1,000 and your insurance could be invalidated. So, if your car fails its MOT, it’s important to get it fixed as soon as possible.
What happens if I’m caught driving without a valid MOT?
If you’re caught driving without a valid MOT at the very least, you’ll be looking at a three-figure fine if you’re caught driving without a valid MOT. The fine could be as much as £1000, and you’ll also get three penalty points on your licence. If the car you’re driving is in a dangerous condition, the fine will be even higher, up to £2,500. You may also be banned from driving. So, it’s definitely not worth the risk! Make sure you get your car MOT before getting behind the wheel.